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What is the interest rate for payday loans?
The typical interest rate is 1737% APR representative, Representative Loan Example: If you Borrow £250 for 30 days the total amount payable is £312.50. Interest payable - £62.50, interest rate PA - 1737% (variable), This all all depends on your current circumstances at the time and how long you need to take the loan out for, it could be less if you only want the money for a few days or more if your credit history is bad you need to be charged a higher rate as you are a risk to the lender.
Can I apply for a loan?
To get payday loans from a lender you need to be employed and receive weekly or monthly payments, you must be 18 or over and have a bank account.
Is this confidential?
Yes, payday loans in the UK are 100% confidential.
How quick can i get my cash?
If you apply before 14:30 Monday - Friday you should receive your cash in your account the same day, sometimes as quick as 15 minutes. Apply after 14:30 and you might receive it the following day.
I don't have a job can i still apply?
No. To be able to get a pay day loan you must have a job and receive weekly or monthly payments to be able to pay the payday loan back, as these are short term loans and must be paid back in full on your next pay day.
What does no credit check payday loans mean?
Payday loans no credit check means most of the lenders will not do a credit check.
Compare the top 5 payday loans in the UK
When you apply for a payday loan you will receive great customer support along with an instant payment directly into your bank account after you have been approved by one the payday lenders. Should you have any questions about applying for your loan please feel free to send us an email and we will get back to you asap.
Payday loans can be extremely useful when you are short on cash, please take note not to borrow more than you need as you will have to pay more interest and it will cost you more.
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Do I Qualify?
You must be 18 or over.
You must live in the United Kingdom.
You must be employed and receive regular payments.
You must have a UK bank account.